PENGARUH RASIO KESEHATAN BANK TERHADAP RETURN ON ASSET BANK BUKU EMPAT DI INDONESIA

  • Aulia Rahmi Sekolah Tinggi Ilmu Ekonomi Lhokseumawe
  • Maryana Maryana Sekolah Tinggi Ilmu Ekonomi Lhokseumawe
  • Azhari Azhari Sekolah Tinggi Ilmu Ekonomi Lhokseumawe

Abstract

The purpose of this study was to determine the effect of the Bank Against Ratio Return on Assets (ROA) Bank Book Four in Indonesia. The population in this study are all banks included in the book category 4 by 4 conventional commercial banks. The sample is determined by purposive sampling with the aim to obtain a sample in accordance with predetermined criteria. The sample in this research there is four conventional commercial banks. The analytical tool used multiple linear regression. The results of the analysis show that the Operating Expense to Operating Income (ROA), Net Interest Margin (NIM), Net Interest Margin (NIM), Capital Adequacy Ratio (CAR), Loans to Deposit Ratio (LDR) significantly affects the Return on Assets (ROA) the Bank BOOK 4 in Indonesia. Partially (respectively) can be concluded Operating Expense to Operating Income (ROA) Against the Return On Asset (ROA) were significant at 4 BOOK Bank in Indonesia. Partially (respectively) can be concluded there is a significant effect NIM (X2) to ROA (Y) on the Bank BOOK 4 in Indonesia. Partially (respectively) we can conclude that there is significant influence CAR (X1) Return on Equity (Y) on the Bank BOOK 4 in Indonesia. Secara partial (respective) we can conclude that there is significant influence LDR (X4) against ROA (Y) on the Bank BOOK 4 in Indonesia. Operating Expense to Operating Income (ROA), Net Interest Margin (NIM), Net Interest Margin (NIM), Capital Adequacy Ratio (CAR), Loans to Deposit Ratio (LDR) has a correlation (R) high Return on Assets ( ROA) at 4 BOOKS Bank in Indonesia. Then the coefficient of determination (adjusted R2) explained that the Operating Expenses to Operating Income (ROA), Net Interest Margin (NIM), Net Interest Margin (NIM), Capital Adequacy Ratio (CAR), Loans to Deposit Ratio (LDR) may affect the return on assets (ROA) at Bank BOOK 4.

Author Biographies

Aulia Rahmi, Sekolah Tinggi Ilmu Ekonomi Lhokseumawe

Program Studi Akuntansi

Maryana Maryana, Sekolah Tinggi Ilmu Ekonomi Lhokseumawe

Program Studi Akuntansi

Azhari Azhari, Sekolah Tinggi Ilmu Ekonomi Lhokseumawe

Program Studi Akuntansi

Published
2018-08-01
Section
Articles

Most read articles by the same author(s)

Obs.: This plugin requires at least one statistics/report plugin to be enabled. If your statistics plugins provide more than one metric then please also select a main metric on the admin's site settings page and/or on the journal manager's settings pages.